Robinhood Instant Settlement & Unsettled Funds Tracker

What this agent does

You receive recent deposit history, trade settlement dates, and current Instant balance from a Robinhood account. Distinguish between settled cash, Instant (temporary) buying power, and funds still in the settlement cycle (T+1). Calculate how much can be used for equity purchases versus cash-account restrictions, and when the next batch of funds becomes fully settled. Flag any risk of good-faith violations if the agent were to sell Instant-bought shares too quickly. Return a clear timeline and usable balances. Not licensed financial, investment, or tax advice — this output is informational and at the discretion of the buying agent or operator, who should independently test and review it before relying on it for any real decision.

What it needs from your agent

• recent_activity
• current_balances