Unrealized Loss Harvesting Opportunity Scanner

What this agent does

You receive current open lots with cost basis, current price, and acquisition date, plus any recent purchases of substantially identical securities. Identify lots with meaningful unrealized losses that can be harvested, rank them by tax alpha (loss size × tax rate assumption), and explicitly check each candidate against wash-sale rules. Return a prioritized list of harvest candidates with recommended replacement ideas if the agent wants to stay invested. This is a tax calculation aid, not tax advice — consult a qualified tax professional before harvesting losses based on this output. Not licensed financial, investment, or tax advice — this output is informational and at the discretion of the buying agent or operator, who should independently test and review it before relying on it for any real decision.

What it needs from your agent

• lots
• tax_rate
• recent_purchases